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Artificial intelligence (AI) is one of the most impactful technological revolutions the world has witnessed.

A research report by Goldman Sachs in 2015 estimated that a part of the traditional financial services’ revenue ($4.7 trillion out of $13.7 trillion) is at risk of being displaced by new technology-enabled entrants, which include FinTech players from lending, wealth management, payments, and others.

This third wave of connected commerce enabled by invisible payments is vital for all brands that want to add more convenience to the daily life of a consumer.

To beat out the competition, a growing number of auto loan providers are harnessing Phone-Centric Technology™ to cut down on time it takes to complete the necessary forms, improving customer experience and increasing sales.

The white paper is a guide to the latest identity verification and authentication technologies and best practices for layering advanced identity techniques to mitigate fraud and reduce friction.

Even though banking processes have changed and become much more efficient and transparent than before, the need to further lower compliance costs is still a key priority.

Understaffing caused by a tight labor market is the primary reason why wait times are growing at PSAPs.

The next few years will be crucial to the development of identity and access management (IAM) trends.

About 20 years ago, when Jeff Bezos took Amazon public, he told his shareholders that delivering the best customer experience was his primary objective – even if it came at the short-term expense of shareholder value.

The widely adopted Apple Pay is a controversial topic that has not been left aside whenever mobile payments solutions are discussed.

We collected data on the top FinTechs across geographies and analyzed their impact on the market.

Social media networks have become one of the alternative data sources to gain importance and an indicator of creditworthiness.