Trusted by 1,500 companies globally
Key Benefits
Send fast. Send far. Send to the right person.
Confirm the identity of the receiving party before funds are sent, mitigating against misdirected payments and push payment fraud
Verify identity across ACH, cards, crypto, and real-time payment networks
Enable recipient verification without requiring complex account setup or manual credential entry, helping maintain a low-friction payment experience
Use Cases
High-risk payment flows protected by Prove
Verify recipient identity before sending money in P2P transactions.
Protect vendor payments, insurance payouts, and merchant disbursements from fraud.
Support identity verification and wallet ownership validation in crypto and stablecoin transfers.
Business Impact
Protect customers and enable trusted payments
Protect users from scams and misdirected payments
Reduce failed or misdirected payments by verifying recipient identity before funds are sent
Prevent payment errors that trigger disputes, investigations, and customer support cases
Organizations that join the Know Your Payee Design Partner Program will collaborate with Prove to evaluate these capabilities, provide feedback on real payment workflows, and help shape how the solution addresses fraud across payment rails
How it Works
Verify the Payee. Authorize with Confidence.
Send money to a specific recipient, app, or wallet seamlessly and securely
The user searches for a recipient by phone number. Prove verifies the recipient's identity in real time (blue badge). This confirms the phone number belongs to the intended recipient before any funds are sent.
Prove will verify the recipient by sending a Prove Instant Link via SMS. Your money is protected until verification is complete.
Prove silently verifies the recipient’s identity—no passwords or codes needed—while ensuring the sender can trust the funds are going to the right person.
Confidently activate new users immediately and capture revenue at one of the highest-intent customer moments
Why Prove?
Identity intelligence built for payment verification
Prove verifies the human behind the payment - not just the account. Identity is validated independently of the payment network, enabling consistent verification across ACH, cards, crypto, and real-time rails
Prove treats the phone number as a root identity signal and uses real-time signals such as tenure, activity, and behavioral patterns to strengthen identity verification and detect fraud
Prove combines identity verification and authentication into a single flow so organizations can confirm who the payment recipient is and authorize transactions with stronger identity assurance
Help build the future
of payment recipient verification
Push payment fraud continues to grow across payment rails. Prove is developing Know Your Payee to verify the identity of payment recipients before funds are sent. Join the Design Partner Program to help shape how banks and payment platforms prevent fraud and securely verify recipients across payment networks.
